FDIC bank-health check, deterministic
FDIC bank-health check, deterministic. Answers "is my bank safe", "is this bank well capitalized", "did this bank fail". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, YoY deposit growth, uninsured-deposit share, 8-quarter trend. Includes closed/failed institutions with charter-end date. No LLM, no key, public domain.
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check
| Category | Everything else |
|---|---|
| Provider host | wealthpulse.theaslangroupllc.com |
| Networks | algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k, eip155:137, eip155:143, eip155:196, eip155:42161, eip155:4663, eip155:480, eip155:56, eip155:8453, eip155:999, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp, xrpl:0 |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-09-24 | valid payment request | 402 | $0.02 | 244 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"bank": "628",
"state": "TX"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET",
"HEAD",
"DELETE"
],
"type": "string"
},
"queryParams": {
"properties": {
"bank": {
"description": "US bank name or FDIC certificate (CERT) number",
"type": "string"
},
"state": {
"description": "optional 2-letter state code to disambiguate a common name",
"type": "string"
}
},
"required": [
"bank"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"errors": {
"additionalProperties": {
"properties": {
"description": {
"type": "string"
},
"example": {
"type": "object"
}
},
"required": [
"description"
],
"type": "object"
},
"description": "Documented error responses, keyed by HTTP status code",
"type": "object"
},
"example": {
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}