{"slug":"wealthpulse-theaslangroupllc-com-api-wealth-bank-check-6f0854","title":"FDIC bank-health check, deterministic","host":"wealthpulse.theaslangroupllc.com","method":"GET","resource":"https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check","category":"other","description":"FDIC bank-health check, deterministic. Answers \"is my bank safe\", \"is this bank well capitalized\", \"did this bank fail\". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios","price_listed":0.02,"price_asked":0.02,"state":"answering","state_label":"Answering","checks_7d":1,"answered_7d":1,"latency_ms_median":244,"reported_calls_30d":1,"reported_payers_30d":1,"networks":["algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k","eip155:137","eip155:143","eip155:196","eip155:42161","eip155:4663","eip155:480","eip155:56","eip155:8453","eip155:999","solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp","xrpl:0"],"badge":"unverified","paid_checks_7d":0,"paid_ok_7d":0,"example_input":{"method":"GET","queryParams":{"bank":"628","state":"TX"},"type":"http"},"output_schema":{"$schema":"https://json-schema.org/draft/2020-12/schema","properties":{"input":{"additionalProperties":false,"properties":{"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"properties":{"bank":{"description":"US bank name or FDIC certificate (CERT) number","type":"string"},"state":{"description":"optional 2-letter state code to disambiguate a common name","type":"string"}},"required":["bank"],"type":"object"},"type":{"const":"http","type":"string"}},"required":["type","method"],"type":"object"},"output":{"properties":{"errors":{"additionalProperties":{"properties":{"description":{"type":"string"},"example":{"type":"object"}},"required":["description"],"type":"object"},"description":"Documented error responses, keyed by HTTP status code","type":"object"},"example":{"type":"object"},"type":{"type":"string"}},"required":["type"],"type":"object"}},"required":["input"],"type":"object"},"history":[{"day":"2026-09-24","reachable":true,"status":402,"valid_402":true,"asked_usdc":0.02,"price_match":true,"latency_ms":244,"error":null}],"description_full":"FDIC bank-health check, deterministic. Answers \"is my bank safe\", \"is this bank well capitalized\", \"did this bank fail\". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, YoY deposit growth, uninsured-deposit share, 8-quarter trend. Includes closed/failed institutions with charter-end date. No LLM, no key, public domain.","last_updated":"2026-08-30T15:42:50.233Z","schemes":["exact"]}