ToolAssay

15-year vs 30-year mortgage comparison calculator

15-year vs 30-year mortgage comparison calculator. Computes monthly payment and total interest for both loan terms on the same purchase price and down payment, and reports the payment and lifetime-interest tradeoff between them.

Not tested: has real-world effectsour last check, 2026-09-24
0 of 0checks answered this week
n/amedian answer time
$0.01listed price per call
n/aprice it asked us

Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.

Endpoint

POST https://x402.outpimp.com/mortgageComparisonCalculator

CategoryMarket data
Provider hostx402.outpimp.com
Networkseip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp
Payment schemesexact
Self-reported calls, 30 days3 from 1 payers (the provider's figure, not ours)

Our checks, last 30 days

We never call tools that send, buy, move money or file anything, not even without paying.

Example input (from the provider)

{
  "body": {
    "downPaymentPercent": 0.2,
    "interestRate15": 0.055,
    "interestRate30": 0.065,
    "purchasePrice": 300000
  },
  "bodyType": "json",
  "method": "POST",
  "type": "http"
}

Promised output schema (from the provider)

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "body": {
          "properties": {
            "downPaymentPercent": {
              "default": 0.2,
              "description": "Down payment as a fraction of purchase price (0-1). Default 0.2.",
              "type": "number"
            },
            "interestRate15": {
              "description": "Annual interest rate for the 15-year loan, as a fraction.",
              "type": "number"
            },
            "interestRate30": {
              "description": "Annual interest rate for the 30-year loan, as a fraction.",
              "type": "number"
            },
            "purchasePrice": {
              "description": "Home purchase price.",
              "type": "number"
            }
          },
          "required": [
            "purchasePrice",
            "interestRate15",
            "interestRate30"
          ],
          "type": "object"
        },
        "bodyType": {
          "enum": [
            "json",
            "form-data",
            "text"
          ],
          "type": "string"
        },
        "method": {
          "enum": [
            "POST"
          ],
          "type": "string"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method",
        "bodyType",
        "body"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "example": {
          "type": "object"
        },
        "type": {
          "type": "string"
        }
      },
      "required": [
        "type"
      ],
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}

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