Stripe Prohibited & Restricted Business list, MCC classification, and underwriti
Stripe Prohibited & Restricted Business list, MCC classification, and underwriting readiness checker. Pass ?business_model=saas_ai|marketplace|dropshipping|supplements (default saas_ai). Returns restricted status, likely MCC code, rolling-reserve triggers (prepayments, money-transmission traps), and mandatory checkout/website readiness items.
Not tested: has real-world effectsour last check, 2026-10-26
0 of 0checks answered this week
n/amedian answer time
$0.01listed price per call
n/aprice it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://x402-niche-briefs.fly.dev/v1/stripe-restricted-mcc-check
| Category | Code and developer |
|---|---|
| Provider host | x402-niche-briefs.fly.dev |
| Networks | eip155:8453 |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
We never call tools that send, buy, move money or file anything, not even without paying.
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"business_model": "saas_ai"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"business_model": {
"description": "Merchant business model",
"enum": [
"saas_ai",
"marketplace",
"dropshipping",
"supplements"
],
"type": "string"
}
},
"required": [
"business_model"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"as_of": {
"type": "string"
},
"business_model": {
"type": "string"
},
"disclaimer": {
"type": "string"
},
"likely_mcc": {
"type": "string"
},
"prohibited_or_restricted_status": {
"type": "string"
},
"underwriting_triggers": {
"items": {
"type": "string"
},
"type": "array"
},
"website_readiness_checklist": {
"items": {
"type": "string"
},
"type": "array"
}
},
"required": [
"as_of",
"business_model",
"prohibited_or_restricted_status",
"likely_mcc",
"underwriting_triggers",
"website_readiness_checklist",
"disclaimer"
],
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}