Answers 'What changed in Tesla's risk factors this year?' or 'Which new risks di
Answers 'What changed in Tesla's risk factors this year?' or 'Which new risks did Apple add?'. Compares a section of a company's 10-K (Risk Factors, MD&A, Business, Legal, Market Risk, Cybersecurity) with an earlier year's from SEC EDGAR: added, removed and edited paragraphs with a word-level diff, plus a summary. Latest vs previous year by default, or any years since 2001. By ticker, CIK or name. Not charged if a section is missing. $0.04 USDC per call.
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
POST https://x402-agent-api.onrender.com/api/v1/sec-section-changes
| Category | Company and compliance |
|---|---|
| Provider host | x402-agent-api.onrender.com |
| Networks | eip155:8453 |
| Payment schemes | exact |
| Self-reported calls, 30 days | 3 from 2 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-10 | valid payment request | 402 | $0.04 | 240 ms |
Example input (from the provider)
{
"body": {
"section": "risk_factors",
"ticker": "TSLA"
},
"bodyType": "json",
"method": "POST",
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"body": {
"additionalProperties": false,
"properties": {
"accession_number": {
"description": "The newer report as an exact 10-K filing, instead of `fiscal_year`.",
"pattern": "^\\d{10}-\\d{2}-\\d{6}$",
"type": "string"
},
"cik": {
"anyOf": [
{
"pattern": "^\\d{1,10}$",
"type": "string"
},
{
"exclusiveMinimum": 0,
"maximum": 9007199254740991,
"type": "integer"
}
],
"description": "SEC Central Index Key, e.g. 320193. Use this, `ticker` or `company`."
},
"company": {
"description": "Company name, e.g. \"Apple\" or \"Coca-Cola\". Use this, `ticker` or `cik`; a name matching several companies returns their tickers, free.",
"maxLength": 120,
"minLength": 2,
"type": "string"
},
"compare_to_fiscal_year": {
"description": "The older report to compare against: the 10-K for this fiscal year. Default: the 10-K just before the newer one.",
"maximum": 2100,
"minimum": 2001,
"type": "integer"
},
"fiscal_year": {
"description": "The newer report: the 10-K whose fiscal year ends in this year. Default: the latest 10-K.",
"maximum": 2100,
"minimum": 2001,
"type": "integer"
},
"section": {
"description": "Which 10-K section to compare: risk_factors, mda, business, legal_proceedings, market_risk or cybersecurity.",
"enum": [
"business",
"risk_factors",
"cybersecurity",
"legal_proceedings",
"mda",
"market_risk"
],
"type": "string"
},
"ticker": {
"description": "US stock ticker, e.g. AAPL, MSFT, BRK-B. Use this, `cik` or `company`.",
"pattern": "^[A-Z][A-Z0-9.\\-]{0,9}$",
"type": "string"
}
},
"required": [
"section"
],
"type": "object"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method",
"bodyType",
"body"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}