Probability a portfolio lasts, percentile balances by year, and spending for 80/
Probability a portfolio lasts, percentile balances by year, and spending for 80/90/95% odds
Answeringour last check, 2026-10-26
1 of 1checks answered this week
397 msmedian answer time
$0.02listed price per call
$0.02price it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://saylorinnovations.com/api/retirement/monte-carlo
| Category | Everything else |
|---|---|
| Provider host | saylorinnovations.com |
| Networks | eip155:137, eip155:42161, eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-26 | valid payment request | 402 | $0.02 | 397 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"annual_spend": "45000",
"balance": "1000000",
"social_security_annual": "24000",
"social_security_starts_in_years": "5",
"stock_percent": "60",
"years": "30"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"annual_spend": {
"description": "required annual spending from the portfolio in today's dollars (query)",
"type": "string"
},
"balance": {
"description": "required starting portfolio in dollars (query)",
"type": "string"
},
"social_security_annual": {
"description": "optional annual Social Security or pension income in today's dollars (query)",
"type": "string"
},
"social_security_starts_in_years": {
"description": "optional years until that income begins, default 0 (query)",
"type": "string"
},
"stock_percent": {
"description": "optional stock share 0-100, default 60 (query)",
"type": "string"
},
"years": {
"description": "optional years to simulate, 5-60, default 30 (query)",
"type": "string"
}
},
"required": [
"balance",
"annual_spend"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"type": "object"
},
"type": {
"const": "json",
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}