Compare two loan offers
Compare two loan offers - payment, total interest, upfront fees, cheaper loan over the full term, break-even month and cost over your holding period
Answeringour last check, 2026-10-20
1 of 1checks answered this week
360 msmedian answer time
$0.01listed price per call
$0.01price it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://saylorinnovations.com/api/finance/loan-comparison
| Category | Everything else |
|---|---|
| Provider host | saylorinnovations.com |
| Networks | eip155:137, eip155:42161, eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp |
| Payment schemes | exact |
| Self-reported calls, 30 days | 0 from 0 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-20 | valid payment request | 402 | $0.01 | 360 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"a_apr": "6.5",
"a_principal": "300000",
"a_term_months": "360",
"a_upfront_fees": "0",
"b_apr": "6.0",
"b_principal": "300000",
"b_term_months": "360",
"b_upfront_fees": "6000",
"hold_months": "60"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"a_apr": {
"description": "Loan A rate in percent",
"type": "string"
},
"a_principal": {
"description": "Loan A amount",
"type": "string"
},
"a_term_months": {
"description": "Loan A term in months",
"type": "string"
},
"a_upfront_fees": {
"description": "optional Loan A fees and points",
"type": "string"
},
"b_apr": {
"description": "Loan B rate in percent",
"type": "string"
},
"b_principal": {
"description": "Loan B amount",
"type": "string"
},
"b_term_months": {
"description": "Loan B term in months",
"type": "string"
},
"b_upfront_fees": {
"description": "optional Loan B fees and points",
"type": "string"
},
"hold_months": {
"description": "optional months you expect to keep the loan",
"type": "string"
}
},
"required": [
"a_principal",
"a_apr",
"a_term_months",
"b_principal",
"b_apr",
"b_term_months"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"break_even_month": {
"description": "Break even month",
"type": [
"number",
"null"
]
},
"cheaper_over_full_term": {
"description": "Cheaper over full term",
"type": "string"
},
"full_term_cost_difference": {
"description": "Full term cost difference",
"type": "number"
},
"holding_period": {
"description": "Holding period",
"properties": {
"cheaper": {
"description": "Cheaper loan over the holding period",
"type": [
"string",
"null"
]
},
"cost_a": {
"description": "Cost a",
"type": [
"number",
"null"
]
},
"cost_b": {
"description": "Cost b",
"type": [
"number",
"null"
]
},
"months": {
"description": "Number of months",
"type": [
"number",
"null"
]
}
},
"type": [
"object",
"null"
]
},
"loan_a": {
"description": "Loan a",
"type": "object"
},
"loan_b": {
"description": "Loan b",
"type": "object"
},
"lower_monthly_payment": {
"description": "Lower monthly payment",
"type": "string"
},
"monthly_payment_difference": {
"description": "Monthly payment difference",
"type": "number"
},
"note": {
"description": "Caveat or context for reading the result",
"type": "string"
},
"source": {
"description": "Data source the values come from",
"type": "string"
}
},
"required": [
"loan_a",
"loan_b"
],
"type": "object"
},
"type": {
"const": "json",
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}