Financial independence calculator
Financial independence calculator - FI number from expenses and withdrawal rate, years to reach it, milestones and savings needed to get there in 20 years
Not tested: has real-world effectsour last check, 2026-10-20
0 of 0checks answered this week
n/amedian answer time
$0.01listed price per call
n/aprice it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://saylorinnovations.com/api/finance/fire
| Category | Everything else |
|---|---|
| Provider host | saylorinnovations.com |
| Networks | eip155:137, eip155:42161, eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp |
| Payment schemes | exact |
| Self-reported calls, 30 days | 0 from 0 payers (the provider's figure, not ours) |
Our checks, last 30 days
We never call tools that send, buy, move money or file anything, not even without paying.
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"annual_expenses": "40000",
"annual_savings": "30000",
"current_savings": "100000",
"real_return_percent": "5"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"annual_expenses": {
"description": "Expected yearly spending in retirement",
"type": "string"
},
"annual_savings": {
"description": "Amount saved per year",
"type": "string"
},
"current_savings": {
"description": "optional invested amount now",
"type": "string"
},
"real_return_percent": {
"description": "optional real yearly return, default 5",
"type": "string"
}
},
"required": [
"annual_savings",
"annual_expenses"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"already_independent": {
"description": "Already independent",
"type": "boolean"
},
"assumptions": {
"description": "Return, savings, savings growth and expenses used",
"type": "object"
},
"balance_at_fi": {
"description": "Balance at fi",
"type": [
"number",
"null"
]
},
"fi_number": {
"description": "Fi number",
"type": "number"
},
"milestones": {
"description": "Balance at every fifth year and at the year financial independence is reached",
"type": "array"
},
"note": {
"description": "Caveat or context for reading the result",
"type": "string"
},
"progress_percent": {
"description": "Progress, as a percentage",
"type": "number"
},
"reached_within_80_years": {
"description": "Reached within 80 years",
"type": [
"boolean",
"null"
]
},
"required_annual_savings_for_20_years": {
"description": "Required annual savings for 20 years",
"type": "number"
},
"source": {
"description": "Data source the values come from",
"type": "string"
},
"withdrawal_percent": {
"description": "Withdrawal, as a percentage",
"type": "number"
},
"years_to_fi": {
"description": "Years to fi",
"type": [
"number",
"null"
]
}
},
"required": [
"fi_number",
"years_to_fi"
],
"type": "object"
},
"type": {
"const": "json",
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}