Credit card payoff time from balance, APR and a fixed payment
Credit card payoff time from balance, APR and a fixed payment - months, total interest, total paid and what share of payments goes to interest
Answers HTTP 404 without x402 payment termsour last check, 2026-10-18
0 of 1checks answered this week
n/amedian answer time
$0.01listed price per call
n/aprice it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://saylorinnovations.com/api/finance/credit-card-payoff
| Category | Market data |
|---|---|
| Provider host | saylorinnovations.com |
| Networks | eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-18 | no x402 terms | 404 | 218 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"apr": "22",
"balance": "5000",
"monthly_payment": "200"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET",
"POST",
"PUT",
"PATCH",
"DELETE",
"HEAD"
],
"type": "string"
},
"queryParams": {
"properties": {
"apr": {
"description": "Annual rate in percent",
"type": "string"
},
"balance": {
"description": "Current balance",
"type": "string"
},
"monthly_payment": {
"description": "Fixed monthly payment",
"type": "string"
}
},
"required": [
"balance",
"apr",
"monthly_payment"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"apr_percent": {
"description": "Apr, as a percentage",
"type": "number"
},
"balance": {
"description": "Balance in whole units",
"type": "number"
},
"interest_share_percent": {
"description": "Interest share, as a percentage",
"type": "number"
},
"monthly_payment": {
"description": "Monthly payment amount",
"type": "number"
},
"months_to_payoff": {
"description": "Months to payoff",
"type": "number"
},
"source": {
"description": "Data source the values come from",
"type": "string"
},
"tip": {
"type": [
"string",
"null"
]
},
"total_interest": {
"description": "Total interest",
"type": "number"
},
"total_paid": {
"description": "Total paid",
"type": "number"
},
"typical_minimum_payment_first_month": {
"description": "Typical minimum payment first month",
"type": [
"number",
"null"
]
},
"years_to_payoff": {
"description": "Years to payoff",
"type": [
"number",
"null"
]
}
},
"required": [
"months_to_payoff",
"total_interest"
],
"type": "object"
},
"type": {
"const": "json",
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}