Snowball versus avalanche payoff order, months, interest saved and extra payment
Snowball versus avalanche payoff order, months, interest saved and extra payment for a target
Answeringour last check, 2026-10-26
1 of 1checks answered this week
318 msmedian answer time
$0.01listed price per call
$0.01price it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://saylorinnovations.com/api/debt/payoff-strategies
| Category | Everything else |
|---|---|
| Provider host | saylorinnovations.com |
| Networks | eip155:137, eip155:42161, eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-26 | valid payment request | 402 | $0.01 | 318 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"debts": "visa:5200:24.9:130|store:900:9.9:35|car:9800:7.2:240|student:14500:5.5:160",
"monthly_budget": "900",
"target_months": "36"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"debts": {
"description": "required debts as name:balance:apr:minimum separated by | for example card:5200:24.9:130|car:9800:7.2:240 (max 12) (query)",
"type": "string"
},
"monthly_budget": {
"description": "required total monthly amount for all debts (must cover the minimums) (query)",
"type": "string"
},
"target_months": {
"description": "optional months in which you want to be debt-free (query)",
"type": "string"
}
},
"required": [
"debts",
"monthly_budget"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"type": "object"
},
"type": {
"const": "json",
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}