ToolAssay

Exact finance maths

Exact finance maths: loan repayment and total interest, compound growth with regular contributions, NPV and IRR of cash flows, and ROI with annualised return.

Answeringour last check, 2026-10-10
1 of 1checks answered this week
24 msmedian answer time
$0.002listed price per call
$0.002price it asked us

Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.

Endpoint

GET https://manylives.me/paid/calc/finance

CategoryEverything else
Provider hostmanylives.me
Networkseip155:8453
Payment schemesexact
Self-reported calls, 30 days2 from 2 payers (the provider's figure, not ours)

Our checks, last 30 days

DayResultHTTPAskedTime
2026-10-10 valid payment request 402$0.002 24 ms

Example input (from the provider)

{
  "method": "GET",
  "queryParams": {
    "op": "loan",
    "principal": "400000",
    "rate": "6",
    "years": "30"
  },
  "type": "http"
}

Promised output schema (from the provider)

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "properties": {
        "method": {
          "const": "GET",
          "type": "string"
        },
        "queryParams": {
          "properties": {
            "contribution": {
              "description": "compound: added each period",
              "type": "string"
            },
            "cost": {
              "description": "roi: amount invested",
              "type": "string"
            },
            "flows": {
              "description": "npv/irr: comma-separated cash flows, first is usually negative",
              "type": "string"
            },
            "op": {
              "description": "loan, compound, npv, irr or roi (required)",
              "examples": [
                "loan"
              ],
              "type": "string"
            },
            "payments_per_year": {
              "description": "loan: default 12",
              "type": "string"
            },
            "periods_per_year": {
              "description": "compound: default 12",
              "type": "string"
            },
            "principal": {
              "description": "loan/compound: starting amount",
              "examples": [
                "400000"
              ],
              "type": "string"
            },
            "rate": {
              "description": "annual rate in percent (loan, compound, npv)",
              "examples": [
                "6"
              ],
              "type": "string"
            },
            "value": {
              "description": "roi: final value",
              "type": "string"
            },
            "years": {
              "description": "loan/compound/roi: years",
              "examples": [
                "30"
              ],
              "type": "string"
            }
          },
          "required": [
            "op"
          ],
          "type": "object"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method"
      ],
      "type": "object"
    },
    "output": {
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}

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