ToolAssay

Financial health verdict for a US bank

Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and whether it is still open.

Answeringour last check, 2026-09-24
1 of 1checks answered this week
164 msmedian answer time
$0.03listed price per call
$0.03price it asked us

Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.

Endpoint

GET https://loonie-toll.onrender.com/bank

CategoryEverything else
Provider hostloonie-toll.onrender.com
Networkseip155:137, eip155:42161, eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp
Payment schemesexact
Self-reported calls, 30 days3 from 1 payers (the provider's figure, not ours)

Our checks, last 30 days

DayResultHTTPAskedTime
2026-09-24 valid payment request 402$0.03 164 ms

Example input (from the provider)

{
  "method": "GET",
  "queryParams": {
    "name": "Chase"
  },
  "type": "http"
}

Promised output schema (from the provider)

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "method": {
          "enum": [
            "GET"
          ],
          "type": "string"
        },
        "queryParams": {
          "properties": {
            "limit": {
              "description": "Max institutions to return, default 3",
              "type": "integer"
            },
            "name": {
              "description": "Bank name, or part of it",
              "type": "string"
            },
            "state": {
              "description": "Two-letter state code to narrow the search",
              "type": "string"
            }
          },
          "required": [
            "name"
          ],
          "type": "object"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "example": {
          "properties": {
            "bestMatch": {
              "properties": {
                "asOf": {
                  "type": "string"
                },
                "branches": {
                  "type": "integer"
                },
                "charterClass": {
                  "type": "string"
                },
                "city": {
                  "type": "string"
                },
                "closedOn": {
                  "type": "null"
                },
                "establishedOn": {
                  "type": "string"
                },
                "fdicCert": {
                  "type": "integer"
                },
                "name": {
                  "type": "string"
                },
                "open": {
                  "type": "boolean"
                },
                "returnOnAssetsPct": {
                  "type": "number"
                },
                "returnOnEquityPct": {
                  "type": "number"
                },
                "state": {
                  "type": "string"
                },
                "tier1RiskBasedCapitalRatioPct": {
                  "type": "number"
                },
                "totalAssetsUsd": {
                  "type": "integer"
                },
                "totalDepositsUsd": {
                  "type": "integer"
                },
                "totalEquityUsd": {
                  "type": "integer"
                },
                "totalRiskBasedCapitalRatioPct": {
                  "type": "number"
                },
                "trend": {
                  "properties": {
                    "assetChangePct": {
                      "type": "number"
                    },
                    "capitalRatioChangePct": {
                      "type": "number"
                    },
                    "overQuarters": {
                      "type": "integer"
                    },
                    "sincePeriod": {
                      "type": "string"
                    }
                  },
                  "type": "object"
                },
                "website": {
                  "type": "string"
                }
              },
              "type": "object"
            },
            "disclaimer": {
              "type": "string"
            },
            "institutions": {
              "items": {
                "properties": {
                  "asOf": {
                    "type": "string"
                  },
                  "branches": {
                    "type": [
                      "integer",
                      "null"
                    ]
                  },
                  "charterClass": {
                    "type": "string"
                  },
                  "city": {
                    "type": "string"
                  },
                  "closedOn": {
                    "type": [
                      "null",
                      "string"
                    ]
                  },
                  "establishedOn": {
                    "type": "string"
                  },
                  "fdicCert": {
                    "type": "integer"
                  },
                  "name": {
                    "type": "string"
                  },
                  "open": {
                    "type": "boolean"
                  },
                  "returnOnAssetsPct": {
                    "type": "number"
                  },
                  "returnOnEquityPct": {
                    "type": "number"
                  },
                  "state": {
                    "type": "string"
                  },
                  "tier1RiskBasedCapitalRatioPct": {
                    "type": "number"
                  },
                  "totalAssetsUsd": {
                    "type": "integer"
                  },
                  "totalDepositsUsd": {
                    "type": "integer"
                  },
                  "totalEquityUsd": {
                    "type": "integer"
                  },
                  "totalRiskBasedCapitalRatioPct": {
                    "type": "number"
                  },
                  "trend": {
                    "properties": {
                      "assetChangePct": {
                        "type": "number"
                      },
                      "capitalRatioChangePct": {
                        "type": "number"
                      },
                      "overQuarters": {
                        "type": "integer"
                      },
                      "sincePeriod": {
                        "type": "string"
                      }
                    },
                    "type": "object"
                  },
                  "website": {
                    "type": [
                      "null",
                      "string"
                    ]
         

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