Why one opportunity pays more than a reference
Why one opportunity pays more than a reference: the APY gap in percentage points, explained by risk dimensions, incentives and extra dependencies. Useful for judging whether a higher yield is worth its extra risk. The id comes from the free /api/v1/opportunities. Unknown ids answer 404 and invalid arguments 400 before any payment; 503 while data refreshes; charged only for a 200.
Answeringour last check, 2026-10-25
2 of 2checks answered this week
247 msmedian answer time
$0.01listed price per call
$0.01price it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://intel.fintechhodl.com/api/v1/yield-premium
| Category | Everything else |
|---|---|
| Provider host | intel.fintechhodl.com |
| Networks | eip155:8453 |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-25 | valid payment request | 402 | $0.01 | 253 ms |
| 2026-10-24 | valid payment request | 402 | $0.01 | 241 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"id": "e0672197-9f3e-4414-bca5-e6b4c90aa469"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"additionalProperties": false,
"properties": {
"benchmark": {
"description": "Reference opportunity id (optional); by default a low-risk lending market on the same asset.",
"examples": [
"e0672197-9f3e-4414-bca5-e6b4c90aa469"
],
"pattern": "^[A-Za-z0-9:._#+-]{1,120}$",
"type": "string"
},
"id": {
"description": "Opportunity id, as returned by the free /api/v1/opportunities route.",
"examples": [
"e0672197-9f3e-4414-bca5-e6b4c90aa469"
],
"pattern": "^[A-Za-z0-9:._#+-]{1,120}$",
"type": "string"
}
},
"required": [
"id"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"apy": {
"type": "number"
},
"as_of": {
"description": "Hour the data describes (ISO 8601, UTC).",
"type": "string"
},
"benchmark_apy": {
"type": "number"
},
"benchmark_id": {
"type": "string"
},
"data_age_min": {
"description": "Minutes since the newest pool data.",
"type": "number"
},
"disclaimer": {
"type": "string"
},
"drivers": {
"description": "Risk dimensions behind the gap.",
"items": {
"type": "object"
},
"type": "array"
},
"explanation": {
"type": "string"
},
"extra_dependencies": {
"description": "Dependencies the reference does not have.",
"items": {
"type": "object"
},
"type": "array"
},
"id": {
"type": "string"
},
"incentive_pp": {
"description": "Part of the gap from token incentives.",
"type": "number"
},
"model_version": {
"description": "Scoring model version.",
"type": "string"
},
"premium_pp": {
"description": "APY gap, percentage points.",
"type": "number"
}
},
"required": [
"as_of",
"model_version",
"id",
"benchmark_id",
"premium_pp"
],
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}