Ground-up hotel development underwriting
Ground-up hotel development underwriting. Land + hard costs (S-curve draw) + soft costs + developer fee, funded by a construction loan (LTC) with capitalized interest, refinanced into a permanent loan sized on min(stabilized-value LTV, DSCR) at the CL term. Occupancy begins the month after construction; the hold is measured from construction end. Returns unlevered and levered project IRR and MOIC. Reconciled to a SHA-pinned Excel model — see /hotel-dev/reconciliation.
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
POST https://financial-analyst.ai/hotel-dev/underwrite
| Category | Code and developer |
|---|---|
| Provider host | financial-analyst.ai |
| Networks | eip155:8453 |
| Payment schemes | exact |
| Self-reported calls, 30 days | 0 from 0 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-04 | valid payment request | 402 | $2.00 | 882 ms |
Example input (from the provider)
{
"body": {
"cl_term_months": 24,
"construction_months": 18,
"developer_fee_pct": 0.02,
"exit_cap_rate": 0.075,
"exit_costs_pct": 0.03,
"hold_years": 5,
"land_cost": 6695000,
"num_keys": 100,
"opex_pct": 0.35,
"other_revenue_pct": 0.15,
"perm_dscr_min": 1.25,
"perm_ltv": 0.65,
"perm_rate": 0.07,
"perm_term_years": 25,
"q1_adr": 195,
"q1_occupancy": 0.55,
"q2_adr": 260,
"q2_occupancy": 0.69,
"q3_adr": 375,
"q3_occupancy": 0.85,
"q4_adr": 310,
"q4_occupancy": 0.59,
"soft_costs": 4515000,
"stabilized_cap_rate": 0.075,
"start_date": "2026-01-01",
"total_hard_costs": 51975000
},
"bodyType": "json",
"method": "POST",
"type": "http"
}
Promised output schema (from the provider)
{
"type": "object"
}