SAVE is ending — compare your actual numbers on every plan still open to you
SAVE is ending — compare your actual numbers on every plan still open to you. RAP vs IBR vs the new Tiered Standard: exact monthly payment math (RAP AGI brackets + $50/dependent credit, IBR 2026 poverty-line discretionary income, tiered amortization), forgiveness horizons, PSLF eligibility, and which of the three fits your 90-day switch window. Deterministic, citation-pinned, no LLM.
Answeringour last check, 2026-10-18
1 of 1checks answered this week
274 msmedian answer time
$0.5listed price per call
$0.5price it asked us
Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.
Endpoint
GET https://edupulse.theaslangroupllc.com/api/loan/plan-check
| Category | Everything else |
|---|---|
| Provider host | edupulse.theaslangroupllc.com |
| Networks | algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k, eip155:137, eip155:143, eip155:196, eip155:42161, eip155:480, eip155:56, eip155:8453, eip155:999, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp, xrpl:0 |
| Payment schemes | exact |
| Self-reported calls, 30 days | 1 from 1 payers (the provider's figure, not ours) |
Our checks, last 30 days
| Day | Result | HTTP | Asked | Time |
|---|---|---|---|---|
| 2026-10-18 | valid payment request | 402 | $0.5 | 274 ms |
Example input (from the provider)
{
"method": "GET",
"queryParams": {
"agi": "48000",
"balance": "42000"
},
"type": "http"
}
Promised output schema (from the provider)
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET",
"HEAD",
"DELETE"
],
"type": "string"
},
"queryParams": {
"properties": {
"agi": {
"description": "Adjusted gross income, e.g. 48000",
"type": "string"
},
"balance": {
"description": "Total federal loan balance, e.g. 42000",
"type": "string"
},
"borrower_status": {
"description": "existing (borrowed before 2026-07-01, no new loans/consolidation since) | new",
"type": "string"
},
"current_plan": {
"description": "save|ibr|paye|icr|standard|graduated|extended|other|none",
"type": "string"
},
"dependents": {
"description": "Dependents claimed on your federal return (RAP $50/mo credit each)",
"type": "string"
},
"family_size": {
"description": "Household size for the IBR poverty-line math (default dependents+1)",
"type": "string"
},
"pursuing_pslf": {
"description": "true if working toward Public Service Loan Forgiveness",
"type": "string"
},
"rate": {
"description": "Weighted avg interest rate as %, e.g. 6.5 (default 6.5)",
"type": "string"
}
},
"required": [
"agi",
"balance"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"errors": {
"additionalProperties": {
"properties": {
"description": {
"type": "string"
},
"example": {
"type": "object"
}
},
"required": [
"description"
],
"type": "object"
},
"description": "Documented error responses, keyed by HTTP status code",
"type": "object"
},
"example": {
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}