ToolAssay

Screens a household for a likely coverage pathway from state, household size and

Screens a household for a likely coverage pathway from state, household size and yearly income: Medicaid may qualify, Marketplace subsidy may qualify, coverage gap, or above the subsidy range. Uses 2026 federal poverty guidelines and KFF-reported state Medicaid limits, reports income as a percent of the poverty line and links the state Medicaid office. Screening estimate only; the state decides. Income is not stored or logged.

Answeringour last check, 2026-10-31
2 of 2checks answered this week
35 msmedian answer time
$0.01listed price per call
$0.01price it asked us

Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.

Endpoint

GET https://api.findmydirectdoctor.com/v1/coverage/medicaid-check

CategoryEverything else
Provider hostapi.findmydirectdoctor.com
Networkseip155:8453
Payment schemesexact
Self-reported calls, 30 days1 from 1 payers (the provider's figure, not ours)

Our checks, last 30 days

DayResultHTTPAskedTime
2026-10-31 valid payment request 402$0.01 36 ms
2026-10-29 valid payment request 402$0.01 35 ms

Example input (from the provider)

{
  "method": "GET",
  "queryParams": {
    "annual_income": 20000,
    "household_size": 3,
    "state": "KS"
  },
  "type": "http"
}

Promised output schema (from the provider)

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "method": {
          "enum": [
            "GET"
          ],
          "type": "string"
        },
        "queryParams": {
          "properties": {
            "age": {
              "description": "Optional age of the applicant. At 65 or older the response adds a note that Medicare usually applies and is not modeled.",
              "maximum": 120,
              "minimum": 0,
              "type": "integer"
            },
            "annual_income": {
              "description": "Yearly household income in US dollars before taxes. It is not stored or logged by the application.",
              "maximum": 100000000,
              "minimum": 0,
              "type": "number"
            },
            "coverage_year": {
              "default": 2027,
              "description": "Coverage year for the Marketplace calculation.",
              "enum": [
                2026,
                2027
              ],
              "type": "integer"
            },
            "group": {
              "default": "adult",
              "description": "Which Medicaid group to screen: adult, parent, pregnant or child.",
              "enum": [
                "adult",
                "parent",
                "pregnant",
                "child"
              ],
              "type": "string"
            },
            "household_size": {
              "description": "Number of people in the household, counting the applicant.",
              "maximum": 20,
              "minimum": 1,
              "type": "integer"
            },
            "state": {
              "description": "2-letter US state code (or DC).",
              "pattern": "^[A-Za-z]{2}$",
              "type": "string"
            }
          },
          "required": [
            "state",
            "household_size",
            "annual_income"
          ],
          "type": "object"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "example": {
          "properties": {
            "annual_income_usd": {
              "type": "number"
            },
            "apply_url": {
              "type": [
                "string",
                "null"
              ]
            },
            "caveats": {
              "items": {
                "type": "string"
              },
              "type": "array"
            },
            "conditions": {
              "items": {
                "type": "string"
              },
              "type": "array"
            },
            "data_as_of": {
              "type": "string"
            },
            "details": {
              "description": "Limits and guideline amounts used.",
              "type": "object"
            },
            "disclaimer": {
              "type": "string"
            },
            "facts_verified_on": {
              "type": "string"
            },
            "fpl_percent": {
              "description": "Income as a percent of the federal poverty guideline.",
              "type": [
                "number",
                "null"
              ]
            },
            "headline": {
              "type": "string"
            },
            "marketplace_fpl_percent": {
              "type": [
                "number",
                "null"
              ]
            },
            "notes": {
              "items": {
                "type": "string"
              },
              "type": "array"
            },
            "pathway": {
              "enum": [
                "medicaid_may_qualify",
                "marketplace_subsidy_may_qualify",
                "coverage_gap",
                "above_subsidy_range"
              ],
              "type": "string"
            },
            "query": {
              "description": "The request as understood. Income is not echoed in any log.",
              "type": "object"
            },
            "source": {
              "type": "string"
            },
            "state_medicaid_office_url": {
              "type": [
                "string",
                "null"
              ]
            },
            "state_name": {
              "type": "string"
            }
          },
          "required": [
            "pathway",
            "headline",
            "fpl_percent",
            "state_medicaid_office_url",
            "caveats",
            "disclaimer"
          ],
          "type": "object"
        },
        "type": {
          "type": "string"
        }
      },
      "required": [
        "type"
      ],
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}

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