ToolAssay

Compute the net present value of a stream of cashflows at a given discount rate

Compute the net present value of a stream of cashflows at a given discount rate. Index 0 is treated as t=0 (today, not discounted); indices 1..n are discounted by (1+rate)^t. Matches Excel's NPV but with the conventional t=0 treatment most finance textbooks use (Excel itself starts discounting at t=1 - see notes). Use for capital-budgeting decisions: positive NPV = creates value at the discount rate; negative = destroys value.

Answeringour last check, 2026-09-24
1 of 1checks answered this week
921 msmedian answer time
$0.001listed price per call
$0.001price it asked us

Paid test badge: not yet. The checks above are free: we call the tool without paying and read the payment request it sends back. The Verified badge needs paid calls whose answers match the promised output, and nobody can buy a badge.

Endpoint

POST https://agent402.tools/api/npv

CategoryEverything else
Provider hostagent402.tools
Networksalgorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73ktiC1qzkkit8=, eip155:10, eip155:1329, eip155:137, eip155:143, eip155:42161, eip155:42220, eip155:43114, eip155:4663, eip155:8453, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp, stellar:pubnet
Payment schemesexact, upto
Self-reported calls, 30 days5 from 1 payers (the provider's figure, not ours)

Our checks, last 30 days

DayResultHTTPAskedTime
2026-09-24 valid payment request 402$0.001 921 ms

Example input (from the provider)

{
  "body": {
    "cashflows": [
      -1000,
      300,
      400,
      500,
      600
    ],
    "discountRate": 0.1
  },
  "bodyType": "json",
  "method": "POST",
  "type": "http"
}

Promised output schema (from the provider)

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "body": {
          "properties": {
            "cashflows": {
              "description": "Array of cashflows. Index 0 = t=0 (today, not discounted). Negative = outflow, positive = inflow. 2-1200 elements.",
              "type": "array"
            },
            "discountRate": {
              "description": "Per-period discount rate as decimal (0.1 = 10%)",
              "type": "number"
            }
          },
          "required": [
            "cashflows",
            "discountRate"
          ]
        },
        "bodyType": {
          "enum": [
            "json",
            "form-data",
            "text"
          ],
          "type": "string"
        },
        "method": {
          "enum": [
            "POST"
          ],
          "type": "string"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method",
        "bodyType",
        "body"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "example": {
          "properties": {
            "discountRate": {
              "type": "number"
            },
            "npv": {
              "type": "number"
            },
            "presentValues": {
              "items": {
                "type": "number"
              },
              "type": "array"
            },
            "undiscountedSum": {
              "type": "integer"
            }
          },
          "required": [
            "npv",
            "discountRate",
            "presentValues",
            "undiscountedSum"
          ],
          "type": "object"
        },
        "type": {
          "type": "string"
        }
      },
      "required": [
        "type"
      ],
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}

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