{"slug":"x402-outpimp-com-firecalculator-7442a0","title":"FIRE (Financial Independence, Retire Early) calculator","host":"x402.outpimp.com","method":"POST","resource":"https://x402.outpimp.com/fireCalculator","category":"other","description":"FIRE (Financial Independence, Retire Early) calculator. Projects year-by-year net worth growth to determine how many years until your portfolio can sustainably fund retirement spending at a given safe withdrawal rate — precise compound-growth simulation an LLM cannot reliably run mentally. incomeGro","price_listed":0.01,"price_asked":null,"state":"effects","state_label":"Not tested: has real-world effects","checks_7d":0,"answered_7d":0,"latency_ms_median":null,"reported_calls_30d":3,"reported_payers_30d":1,"networks":["eip155:8453","solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp"],"badge":"unverified","paid_checks_7d":0,"paid_ok_7d":0,"example_input":{"body":{"currentAge":30,"currentAnnualIncome":80000,"currentAnnualSpending":50000,"currentNetWorth":200000,"retirementAnnualSpending":40000},"bodyType":"json","method":"POST","type":"http"},"output_schema":{"$schema":"https://json-schema.org/draft/2020-12/schema","properties":{"input":{"additionalProperties":false,"properties":{"body":{"properties":{"assetAllocations":{"description":"Optional multi-asset breakdown, e.g. [{name:\"Stocks\",percent:0.9,returnRate:0.08},{name:\"Cash\",percent:0.1,returnRate:0.005}] for a 90% stocks / 10% cash portfolio. Percentages must sum to 1 (within 1%). When provided, the weighted-average return replaces investmentReturnRate.","items":{"properties":{"name":{"description":"Label for this asset class (e.g. \"Stocks\", \"Bonds\", \"Cash\", \"Other\"). Required.","type":"string"},"percent":{"description":"Fraction of the portfolio in this asset class (0-1).","type":"number"},"returnRate":{"description":"Expected annual return for this asset class, as a fraction.","type":"number"}},"required":["name","percent","returnRate"],"type":"object"},"type":"array"},"currentAge":{"description":"Your current age in years (0-100).","type":"number"},"currentAnnualIncome":{"description":"Current annual take-home income.","type":"number"},"currentAnnualSpending":{"description":"Current annual spending.","type":"number"},"currentNetWorth":{"description":"Current invested net worth.","type":"number"},"employerMatchPercent":{"default":0,"description":"Employer retirement-account match, as a fraction of pretaxAnnualIncome (0-1). Default 0.","type":"number"},"incomeGrowthRate":{"default":0,"description":"Expected annual (nominal) income growth rate, as a fraction. Default 0. Deflated by inflationRate before use, same as investmentReturnRate.","type":"number"},"inflationRate":{"default":0.03,"description":"Expected annual inflation rate, as a fraction. Default 0.03.","type":"number"},"investmentReturnRate":{"default":0.07,"description":"Expected annual investment return, as a fraction (e.g. 0.07). Default 0.07. Ignored if assetAllocations is provided.","type":"number"},"pretaxAnnualIncome":{"description":"Pre-tax annual salary, used only to compute employerMatchPercent. Default: same as currentAnnualIncome.","type":"number"},"retirementAge":{"default":67,"description":"Age at which you stop earning income and switch to drawing down retirementAnnualSpending each year (between currentAge and 100). Default 67.","type":"number"},"retirementAnnualSpending":{"description":"Expected annual spending in retirement.","type":"number"},"swr":{"default":0.04,"description":"Safe withdrawal rate, as a fraction. Default 0.04.","type":"number"}},"required":["currentAge","currentAnnualIncome","currentAnnualSpending","retirementAnnualSpending","currentNetWorth"],"type":"object"},"bodyType":{"enum":["json","form-data","text"],"type":"string"},"method":{"enum":["POST"],"type":"string"},"type":{"const":"http","type":"string"}},"required":["type","method","bodyType","body"],"type":"object"},"output":{"properties":{"example":{"type":"object"},"type":{"type":"string"}},"required":["type"],"type":"object"}},"required":["input"],"type":"object"},"history":[],"description_full":"FIRE (Financial Independence, Retire Early) calculator. Projects year-by-year net worth growth to determine how many years until your portfolio can sustainably fund retirement spending at a given safe withdrawal rate — precise compound-growth simulation an LLM cannot reliably run mentally. incomeGrowthRate is deflated by inflationRate internally. Past retirementAge the simulation draws down retirementAnnualSpending with no further income.","last_updated":"2026-08-30T22:17:45.269Z","schemes":["exact"]}