{"slug":"api-locus-report-api-locus-insurance-context-c208cb","title":"Insurance questions on one US address in one call","host":"api.locus.report","method":"POST","resource":"https://api.locus.report/api/locus-insurance-context","category":"other","description":"Insurance questions on one US address in one call: the parcel FEMA flood zone with the federal purchase-requirement rule, what NFIP policies in force in the ZIP cost, the ACS 2023 homeowners-insurance cost band by ZIP, county, and state, and a county rebuild-cost proxy per sq ft. Perfect for: 'what ","price_listed":0.05,"price_asked":null,"state":"effects","state_label":"Not tested: has real-world effects","checks_7d":0,"answered_7d":0,"latency_ms_median":null,"reported_calls_30d":3,"reported_payers_30d":3,"networks":["eip155:8453","solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp"],"badge":"unverified","paid_checks_7d":0,"paid_ok_7d":0,"example_input":{"body":{"address":"1 E Edenton St, Raleigh, NC 27601"},"bodyType":"json","method":"POST","type":"http"},"output_schema":{"$schema":"https://json-schema.org/draft/2020-12/schema","properties":{"input":{"additionalProperties":false,"properties":{"body":{"additionalProperties":false,"properties":{"address":{"maxLength":200,"minLength":5,"type":"string"},"latitude":{"maximum":90,"minimum":-90,"type":"number"},"longitude":{"maximum":180,"minimum":-180,"type":"number"}},"type":"object"},"bodyType":{"enum":["json","form-data","text"],"type":"string"},"method":{"enum":["POST","PUT","PATCH"],"type":"string"},"type":{"const":"http","type":"string"}},"required":["type","method","bodyType","body"],"type":"object"},"output":{"properties":{"example":{"type":"object"},"type":{"type":"string"}},"required":["type"],"type":"object"}},"required":["input"],"type":"object"},"history":[],"description_full":"Insurance questions on one US address in one call: the parcel FEMA flood zone with the federal purchase-requirement rule, what NFIP policies in force in the ZIP cost, the ACS 2023 homeowners-insurance cost band by ZIP, county, and state, and a county rebuild-cost proxy per sq ft. Perfect for: 'what will insurance cost here', 'is flood coverage required here'. Sourced ESTIMATES; never a quote. National. npx @velinussage/locus-agent-skill add.","last_updated":"2026-09-11T00:59:10.779Z","schemes":["exact"]}