{"slug":"api-locus-report-api-locus-escrow-insurance-dossier-c12fad","title":"Two-track owner dossier for a mortgage escrow increase or homeowners insurance n","host":"api.locus.report","method":"POST","resource":"https://api.locus.report/api/locus-escrow-insurance-dossier","category":"market","description":"Two-track owner dossier for a mortgage escrow increase or homeowners insurance nonrenewal at one US address: bundles exemptions, tax calendar, appeal window, LOMA screen, roll position, FEMA/NFIP/ACS insurance context, state FAIR Plan pointers, and RESPA shortage rules into cited JSON plus printable","price_listed":0.89,"price_asked":0.89,"state":"answering","state_label":"Answering","checks_7d":1,"answered_7d":1,"latency_ms_median":308,"reported_calls_30d":0,"reported_payers_30d":0,"networks":["eip155:8453","solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp"],"badge":"unverified","paid_checks_7d":0,"paid_ok_7d":0,"example_input":{"body":{"address":"1 E Edenton St, Raleigh, NC 27601"},"bodyType":"json","method":"POST","type":"http"},"output_schema":{"$schema":"https://json-schema.org/draft/2020-12/schema","properties":{"input":{"additionalProperties":false,"properties":{"body":{"additionalProperties":false,"properties":{"address":{"maxLength":240,"minLength":5,"type":"string"},"escrowEffectiveDate":{"pattern":"^\\d{4}-\\d{2}-\\d{2}$","type":"string"},"noticeDate":{"pattern":"^\\d{4}-\\d{2}-\\d{2}$","type":"string"},"renewalDate":{"pattern":"^\\d{4}-\\d{2}-\\d{2}$","type":"string"},"withinDays":{"maximum":365,"minimum":1,"type":"integer"}},"required":["address"],"type":"object"},"bodyType":{"enum":["json","form-data","text"],"type":"string"},"method":{"enum":["POST","PUT","PATCH"],"type":"string"},"type":{"const":"http","type":"string"}},"required":["type","method","bodyType","body"],"type":"object"},"output":{"properties":{"example":{"type":"object"},"type":{"type":"string"}},"required":["type"],"type":"object"}},"required":["input"],"type":"object"},"history":[{"day":"2026-11-04","reachable":true,"status":402,"valid_402":true,"asked_usdc":0.89,"price_match":true,"latency_ms":308,"error":null}],"description_full":"Two-track owner dossier for a mortgage escrow increase or homeowners insurance nonrenewal at one US address: bundles exemptions, tax calendar, appeal window, LOMA screen, roll position, FEMA/NFIP/ACS insurance context, state FAIR Plan pointers, and RESPA shortage rules into cited JSON plus printable HTML/PDF. Supports Stripe/Tempo MPP and Base/Solana x402; charged:false below two resolved lanes. npx @velinussage/locus-agent-skill add.","last_updated":"2026-11-04T15:56:28.303Z","schemes":["exact"]}